Home/Dashboard

Home page serves as the home base of the experience. A single, organized space for everyday actions.


From checking/switching account balances

to paying bills or transferring money

TRANSACTING: SIMPLIFY EVERYDAY BANKING

Main Account, Spending Pockets, RDN, Foreign Currencies, Business Account

Quick Switching

Multiple Accounts

A customizable home dashboard widget area that puts your most critical balances, spending trackers, and upcoming bills right at your fingertips.

Customised

Widget

Stay informed, instantly.

Leveraging contextual triggers for hyper-personalized task reminders, offers, financial tips, and frequently used transaction

⚡ Pre-login Access

Retail-app Super App

Smarter, Faster, Better Banking

INDUSTRY

Banking

DURATION

2021 - present

BUSINESS TYPE

Retail

ROLE

Head of Product Design & Research

SCOPE

Leadership across 5 Product Designers, 2 Researchers, and rotational UX Interns bank-wide digital retail & b2b product experiences for a fully digital, branchless ecosystem

hide balance

Ensuring smarter decisions in the present and future

Take the next step from awareness to action. Users can set spending goals, create budgets, and receive alerts to help control expenses.


Budgeting

Tracker

Managing your money starts with understanding it. The Monitoring feature helps users gain full visibility over their financial activities through two key tools. Statement and Budgeting.

MONITORING: UNDERSTAND AND REFLECT

View a detailed list of all transactions across accounts and pockets. Designed for clarity and transparency, it helps users stay informed about where their money goes.

Statement

Portfolio

Goal-based savings, investments, and wealth management projections. Through four key pillars: Savings, Investments, Insurance and Lending

PLANNING: BUILD A FUTURE THAT WORKS FOR YOU

Designed around the principle of

"out of sight, out of mind"

Automatically rounds up the nominal amount based on user choice, routing the spare change into a gamified milestone-based savings pocket.

special pockets #1

🧞‍ bluGenie

Pocket that allows users to manage money together for shared expenses or goals. Bridging relationship dynamics within banking with transparent tracking, and collaborative budgeting

special pockets #2

⭐️‍ bluGether

users

3.5 mio

users across Indonesia since 2021

56% gen-z age 14-29

principles

TRACKER

your past

HOME

your present

PORTFOLIO

your future

Reserach-Driven Strategy

Hybrid Methodology

Continuous research pairing internal desk research and competitive benchmarking with external collaboration. Methods include FGDs, diary studies, usability testing, A/B testing and nationwide surveys.

Persona Redefinition (Market Maturation)

Driven by data, we continously shaping our persona framework with to counter a saturated digital banking market.

The latest research (about redefining persona) discovery directly inspired the conceptual framework shared at my international talk at UXMasterclass in Lisbon ("Designing Financial Products for Real Human Relationships" link)